How Much Do Retirees Get From Social Security In Each State?

Published on 11/12/2019
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Being retired isn’t as easy and it seems. People tend to assume that when Americans retire, they receive Social Security and that will be enough. Well, as it turns out, Seniors will receive a raise in 2020 for only 1.6%. This is significantly less than the 2.8% increase they got in 2019. The Social Security Administration announced that the average monthly benefit will rise from $1,479 in 2019 to $1,503 next year. Annually, that’s going from $17,748 to $18,036. To top it off, this amount varies by state. Each state ranks differently for Social Security benefits, so we’ve compiled a list of all 50 states, starting from the smallest average payments to the largest. The data is based on recently released numbers of retired workers on Social Security in each state and the total benefits they got in 2018.

Louisiana

According to the Social Security Administration, 540,818 Louisiana retirees collected an average of $1,362.52 per month in 2018. That adds up to $16,350 a year. It isn’t very far over what the federal government considers a poverty income for a single person, which is $12,499 a year.

Louisiana

Louisiana

Mississippi

The average benefits for retirees in Mississippi in 2018 were $1,369 per month for 416,530 recipients. Meaning that the average annual income was $16, 431.15. About 1 in 5 elderly married couples on Social Security and almost half of the unmarried seniors rely on their benefits for at least 90% of their income.

Mississippi

Mississippi

Maine

Social Security says that 234,929 retired workers in Maine who collected benefits in 2018 averaged $1,371.12 a month, or $16,453.40 a year. About 90% of 65 or older Americans get Social Security benefits. Some of them choose to wait until they turn 70 – in which case they get the maximum possible benefit.

Maine

Maine

New Mexico

In New Mexico, 297,313 retirees got an average of $1,378.17 a month in benefits. That adds up to $16,538.05 a year. New Mexico turns out to be one of 13 states that tax Social Security benefits.

New Mexico

New Mexico

Montana

It’s said that Montana retirees were getting Social Security payments in 2018 that averaged $1,386.69 per month. That added up to $16,640.33 a year. Montana is also one of the 13 states that tax Social Security benefits.

Montana

Montana

Arkansas

In 2018, 439,558 retirees in Arkansas collected benefits that averaged $1,386.84 a month. Per year, that averaged $16,642.09. This benefits program began back in 1935 when President Franklin Roosevelt signed the Social Security Act.

Arkansas

Arkansas

Kentucky

In Kentucky, the average monthly benefit collected in 2018 was $1,393.31 for 599,606 residents. It added up to approximately $16,719.70 a year. The first monthly Social Security check was issued on January 31, 1940, to Ida May Fuller, a retired legal secretary in Ludlow, Vermont. She got $22.54, which amounts to $413.77 in today’s dollars.

Kentucky

Kentucky

South Dakota

In South Dakota, the Social Security Administration reported that 133,040 retired workers were collecting an average of $1,396.20 a month in benefits, or $16,754.36 a year. Throughout her lifetime, Ida May Fuller (the first Social Security recipient) collected a total of $22,889 in benefits.

South Dakota

South Dakota

Alaska

In Alaska, officials say 72,029 retirees were collecting benefits in 2018 that averaged $1,400.70 a month, totaling in $16,808.40 a year. Like every resident of Alaska, a retiree also gets an annual payment from the state’s oil-wealth fund. In 2019, the amount is $1,606.

Alaska

Alaska

North Dakota

North Dakota had 96,657 retirees collect benefits in 2018 that averaged $1,404.05 a month. Per year, the amount averaged at $16,849. North Dakota is another state of the 13 that collects taxes on Social Security benefits.

North Dakota

North Dakota

District of Columbia

The average annual benefit in the District of Columbia in 2018 was $16,959, meaning that 57,338 retirees received an average of $1,413.25 per month. A person can claim Social Security as early as age 62, but if you don’t wait, your monthly payment will be permanently reduced up to 30%.

District Of Columbia

District Of Columbia

Oklahoma

In Oklahoma, 522, 769 recipients collected benefits in 2018 that averaged $1,424.85 a month. That turns out to be $17,098.17 a year. A small amount of Social Security benefits are one reason working Americans need to save more money. They can do so through 401(k) plans offered by employers.

Oklohoma

Oklohoma

Nevada

In Nevada, 396,557 recipients got 2018 benefits that averaged $1,429.46 a month and amounted to $17,153.48 a year. Typically, Social Security represents about a third of an older American’s income according to officials.

Nevada

Nevada

Idaho

The average benefits collected per month in Idaho during 2018 was $1,429.82. For the whole year, the average was $17,157.85. Some seniors happen to be lucky enough to have employer-based pensions that add an additional income, though those tend to be rare.

Idaho

Idaho

Texas

In Texas 2,832,567 retirees collected benefits in 2018 that averaged at $1,431.47 per month, totaling in $17,177.59 per year. One thing that can help retirees make ends meet is by getting money from an IRA or an individual retirement account. However, saving early is essential.

Texas

Texas

California

America’s most populous state, California, had 4,310,091 retirees collecting benefits in 2018 that averaged $1,432.46 a month. Meaning they totaled at $17,189.56 a year. In fact, the number of older people on Social Security in California is more than the entire population of almost half the states.

California

California

Alabama

The average monthly benefit in Alabama was $1,435.18 in 2018 for 709,443 retirees. Yearly, it came out to $17,222.17. Half of the elderly couples and 70% of single retirees get 50% or more of their income from Social Security according to officials.

Alabama

Alabama

Georgia

In Georgia, 1,242,203 retirees collected benefits in 2018 that averaged $1,436.74 a month, totaling in $17,240.90 for the entire year. While the numbers are steadily rising as we go through the states, it’s still a relatively small amount.

Georgia

Georgia

West Virginia

West Virginia saw 285,999 retirees collect monthly benefits in 2018 that averaged at $1,436.95 a month. Per year, that came out to $17,243.44. West Virginia is another state among the 13 that collect taxes on Social Security benefits.

West Virginia

West Virginia

Ohio

In 2018, 1,581,420 retirees in Ohio collected benefits that averaged $1,438.86 a month. The total per year turned out to $17,266.31. In June 2019, about 44.5% of retirees across the United States were getting Social Security payments.

Ohio

Ohio

Missouri

In Missouri, 873,524 retired workers were collecting benefits in 2018 that averaged at $1,438.96 each month. In total, they collected an average of $17,267.46 a year. Missouri is another state of the 13 that collects tax for Social Security.

Missouri

Missouri

Tennessee

In 2018, 964,035 retirees in Tennessee collected Social Security benefits that averaged $1,450.11 a month. For the whole year, that came out to $17,401.37. Another way to help retirees stretch their money is by investing some of their income, even by using an automated investing service.

Tennessee

Tennessee

Hawaii

The average annual Social Security benefit in Hawaii in 2018 amounted to $17,420.01 for 211,813 retirees. Per month, that averaged at $1,451.67. It doesn’t sound like that would go that far, but hopefully, it’ll go up in 2020.

Hawaii

Hawaii

Florida

Florida is usually seen as America’s retirement capital, and for good reason. In 2018, 3,389,540 retirees collected benefits that averaged $1,451.70 a month, which amounts to $17,420.43 a year.

Florida

Florida

North Carolina

During 2018, 1,476,848 retired workers collected Social Security benefits that averaged $1,462.49 per month. For the entire year, it averaged at $17,549.91. As it turns out, Americans are living longer than they used to, meaning that they rely on Social Security for longer periods. In 1940, a 65-year-old was expected to live almost 14 years, and today, that life expectancy is over 20 years.

North Carolina

North Carolina

Oregon

In Oregon, 640,652 retirees got Social Security benefits in 2018 that amounted to $1,464.65 a month on average. For the entire year, that averaged at $17,575.78. Have you heard of anyone retiring in Oregon?

Oregon

Oregon

Iowa

The average annual Social Security benefit in Iowa in 2018 turned out to be $17,614.79 for the 470,664 retirees. That comes out to $1,467.82 a month for each retiree. Can a person really live off of that amount of monthly income?

Iowa

Iowa

Nebraska

In Nebraska, 250,014 recipients had collected benefits in 2018. They averaged at $1,468.36 a month for each retiree. Per year, that came out to $17,620.34 from Social Security. Nebraska also happens to be one of the 13 states that tax Social Security benefits of at least some retirees.

Nebraska

Nebraska

Colorado

When it comes to Colorado, 639,282 retirees were collecting Social Security benefits in 2018 that came out to an average of $1,471.42 a month. For a year, it amounted to $17,657.03. And, Colorado is another state that collects taxes on Social Security benefits.

Colorado

Colorado

South Carolina

The average monthly Social Security benefit for retirees in South Carolina is $1,475.98 as of 2018. All 796,032 retirees received an average of $17,711.73 for the whole year. How much can you do with that kind of income?

South Carolina

South Carolina

Vermont

In Vermont, 106,070 retirees were collecting Social Security benefits in 2018 that averaged $1,481.62 a month. That amounts to an average of $17,779.39 per year. Vermont also happens to be among the 13 states that collect taxes on Social Security benefits, according to AARP.

Vermont

Vermont

Wyoming

This state isn’t very densely populated, but all the same, in 2018, 82,101 retirees were collecting Social Security benefits that averaged $1,485.18 per month. That adds up to an average of $17,822.19 for the whole year altogether.

Wyoming

Wyoming

Illinois

In the state of Illinois, 1,590,343 retired workers had been collecting Social Security benefits in 2018 that averaged $1,491.30 a month. Multiply that by 12, and you have the yearly average income from benefits: $17,895.63.

Illinois

Illinois

Arizona

Another state that has a large number of retirees, Arizona had 992,575 retired workers who collected Social Security benefits in 2018. They got an average of $1,491.45 each month, adding up to $17,897.44 per year.

Arizona

Arizona

Rhode Island

In Rhone Island, the average Social Security benefit for one of the 156,598 retirees in 2018 was $1,493.31 each month. Adding that up by twelve comes out to $17,919.77 for the entire year. Rhod Island turns out to be another of the 13 states which charge tax on Social Security benefits according to AARP.

Rhode Island

Rhode Island

Utah

The average annual Social Security benefit for a retiree in Utah in 2018 amounted to $18,009.44 for the entire year. Meaning that the monthly Social Security benefits came out to $1,500.79 on average. Utah is another one of the 13 states that taxes Social Securoty benefits.

Utah

Utah

Wisconsin

When it comes to Wisconsin, 896,146 retired workers had been collecting their Social Security benefits in 2018 that averaged at $1,502.04 a month. That comes out to an average of $18,024.45 for the whole year.

Wisconsin

Wisconsin

Virginia

In Virginia, when a worker retires and counts on Social Security benefits, they would receive an average of $1,507.01 a month during 2018. That year, the 1,078,144 retirees got an average of $18,084.17 for the entire year.

Virginia

Virginia

Massachusetts

In Massachusetts, the 878,840 retired workers in 2018 collected as much as $1,508.65 in Social Security benefits each month, on average. For the whole year, it came out to an average of $18,103.76, which is pretty good compared to the amounts we started this list with.

Massachusetts

Massachusetts

Kansas

The 391,286 retired workers collected an average of $1,512.09 a month in Social Security benefits in 2018. Meaning that they got an average of $18,145.06 for the whole year. Not to mention that Kansas is another of the 13 states which taxes some Social Security benefits according to AARP.

Kansas

Kansas

New York

Ah, the Big Apple. In New York, 2,548,783 retired workers had collected benefits from Social Security in 2018 that averaged at $1,514.50 per month. For the whole year, it came out to an average of $18,174.04. In fact, the first-ever official Social Security number was 055-09-0007 that was issued in 1936 to 23-year-old John Sweeney Jr.

New York

New York

Pennsylvania

In Pennsylvania, the average Social Security payment in 2018 per month came out to $1,551.44 for each of the 1,966,422 retired workers. For the entire year, the average Social Security benefit would amount to $18,185.31.

Pennsylvania

Pennsylvania

Minnesota

In 2018, there were 761,515 retired workers in Minnesota who collected Social Security benefits, and those amounted to $1,521.45 a month. Meaning that in the whole year, they received an average of $18,257.40. Minnesota is another state that collects income tax on Social Security benefits, according to AARP.

Minnesota

Minnesota

Indiana

In Indiana, 921,226 retired worked received Social Security benefits in 2018 that came out to an average of $1,522.20 a month. For the entire year, they got an average of $18,266.36 in Social Security benefits. It’s safe to say that saving money is very important for the long run.

Indiana

Indiana

Washington

The average annual Social Security benefit in Washington state was $1,548.85 a month for the 720,910 retired workers. For the whole year, it amounted to an average of $18,586. Despite the benefits being relatively high, there are plenty of reasons you probably won’t want to retire in Washington.

Washington

Washington

Michigan

Retired workers in Michigan collected Social Security benefits in 2018 that averaged at $1,551.19 each month. The 1,498,279 retirees had benefits that came out to a total of $18,614.28 a year.

Michigan

Michigan

New Hampshire

In New Hampshire, 213,708 retired workers were receiving Social Security benefits in 2018 that came to an average of $1,566.21 per month. For the year, it amounted to an average of $18,7944.49. Did you know that the lowest Social Security number ever issued was given to Grace Owen from Concord, New Hampshire in 1936. It was 001-01-0001.

New Hampshire

New Hampshire

Delaware

In the state of Delaware, 156,160 retired workers were getting Social Security benefits in 2018 that averaged $1,584.12 each month. For the entire year, the average amount collected from Social Security benefits was $19,009.38.

Delaware

Delaware

Connecticut

Connecticut comes in at second place on our list. Its 501,724 retirees in 2018 received Social Security benefits in 2018 that amounted to an average of $1,611.88 each month. Meaning they got an average of $19,342.59 a year. To top it off, Connecticut is the last of the 13 states which collects taxes on Social Security benefits according to AARP.

Connecticut

Connecticut

New Jersey

In the number one spot is none other than the Garden State, New Jersey. In 2018, the 1,181,229 retired workers received an average of $1,616.80 per month. For the year, it amounted to an average of $19,401.58.

New Jersey

New Jersey

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