Celebrities Who Have Ridiculous Insurance Policies

Published on 04/25/2019
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I’m sure we’re all well aware of just how rich celebrities tend to be. Whether they star in their own movies and TV shows or perform their music on stage in front of huge crowds, working in Hollywood can seriously pay off. Another thing that seems to have become somewhat of a trend in Hollywood is body insurance. Yes, really. In a way, it kind of makes sense to ensure what secures your livelihood, right? Well, some celebs are dependant on certain body parts to keep their paychecks rolling in, like athletes’ legs, singers’ voice, and more. All the same, the prices of these insurances are simply outrageous.

Cristiano Ronaldo, Legs – $144 million

Just about everyone knows about this world-famous soccer player. The Madrid star player has become a serious fan-favorite. He must be making some serious amounts of money to take out the insurance on his legs for a whopping $144 million. While it makes sense that he secure his source of income, it sure seems like a steep price to pay for a pair of legs.

Cristiano Ronaldo

Cristiano Ronaldo

Daniel Craig – $9.5 million

When he was filming the James Bond movies, Daniel Craig decided he wanted to do as many of his stunts as possible to keep the films authentic. As a precaution, he took out insurance for his entire body – for the price of $9.5 million. Compared to the last one, it might not seem like too much  money, but $9.5 million is still a huge amount!

Daniel Craig

Daniel Craig

Julia Roberts, Smile – $30 million

We’ve all heard the expression ‘it doesn’t cost a dime to smile’. In this case, the cost for this particular smile would be $30 million. No, we’re not making this up. Julia Roberts took out an insurance policy on her famous smile to be sure that if something were to happen to it, like a chipped tooth, she would be covered. In addition, the insurance covers more serious conditions as well, like lip cancer.

Julia Roberts

Julia Roberts

David Beckham, Legs – $70 million

Seeing as David Beckham is a famous soccer player, and a successful model, it is pretty logical that he has insurance on his legs in case of injury. What doesn’t make sense, however, is the sky-high price. His legs cost $70 million! We seriously feel bad if anyone accidentally hurts his legs in any way because that will cost them so much.

David Beckham

David Beckham

Bruce Springsteen, Voice – $30 million

A legendary singer, Bruce Springsteen actually decided to ensure his voice back in the ’80s. It was a good call since today it’s worth over $30 million. In any case, we’re glad he’s keeping his incredible voice safe and sound.

Bruce Springsteen

Bruce Springsteen

Gene Simmons, Tongue – $1 million

Known as the lead of the rock and roll band, KISS, Gene Simmons has developed a signature move over the years while performing, and that is sticking his tongue out. Now, the odds of having a medical issue with the tongue is quite low, but he still opted for insurance. Not just any insurance, but one that costs $1 million.

Gene Simmons

Gene Simmons

Tom Jones, Chest Hair – $7 million

This just might be the weirdest body part insured on this list. Tom Jones insured his chest hair for no less than $7 million. He must have been so proud of it at the time. It’s difficult to find a picture of him with a shirt on or buttoned up without showing off his chest.

Tom Jones

Tom Jones

Keith Richards, Hands – $1.6 million

Who hasn’t heard of The Rolling Stones? They made music history and are loved to this day. The lead guitarist, Keith Richards, took out an insurance policy on his hands. As it turns out, it was lucky he did because he developed arthritis later in life and even broke his hand at one point.

Kieth Richards

Keith Richards

Heidi Klum, Legs – $2 million

The famous ex-Victoria’s Secret model has come a long way since her modeling days. Back when she was working just as a model, she took out insurance on her legs – for $2 million each. Nowadays, she’s created her own entertainment empire. Not to mention that she hosts and produces multiple TV shows!

Heidi Klum

Heidi Klum

Mariah Carey, Legs – $1 billion

No, you did not read that wrong. Mariah Carey has insured her legs for a whopping $1 billion. We’re sure you have plenty of questions, like how and why. Let us explain. In 2006, Mariah Carey took out the highest insurance policy ever known. And it wasn’t for her five-octave vocals. It was for her legs. This was after she was named the model of “Legs Of A Goddess” by Gilette in their campaign. In fact, the policy began at $35 million but was raised later on.

Mariah Carey

Mariah Carey

America Ferrera, Smile – $10 million

Believe it or not, America Ferrera has a $10 million insurance policy on her smile. The insurance was taken out by Aquafresh when she became the face of their at-home teeth whitening product. As a matter of fact, America was selected as part of a promotion to raise charity for Smiles for Success.

America Ferrera

America Ferrera

Rihanna, Legs – $1 million

Back in 2007, Rihanna became the face of Venus’ “Legs of a Goddess” campaign. This instantly insured her legs for $1 million. It isn’t the most outrageous insurance policy, mainly since Rihanna is a serious performer and she does plenty of dancing while on stage. Ensuring her legs sounds pretty logical, actually.

Rihanna

Rihanna

Miley Cyrus, Tongue – $1 million

A few years back, Miley Cyrus became even more famous than she already was thanks to her new habit of sticking her tongue out. A lot. Soon enough, it became somewhat of a trademark of hers. Because of this, there have been rumors that she took out an insurance policy on her tongue for $1 million.

Miley Cyrus

Miley Cyrus

Adam Lambert, Voice – $48 million

With a voice like his, can we blame Adam Lambert for getting it insured? It makes sense that he wants to protect his source of income, even for the price of $48 million. Ever since he competed on American Idol, he’s gained a huge fan following, and for good reason – his voice is phenomenal.

Adam Lambert

Adam Lambert

Troy Polamalu, Hair – $1 million

Since his hair is so gorgeous, many shampoo companies have approached Troy Polamalu for ads and endorsements. His contractors didn’t want to lose him as he was a huge asset to the Pittsburgh Steelers. So, they simply took out a $1 million insurance policy on the player’s hair.

Troy Polamalu

Troy Polamalu

Holly Madison, $1 Million

It’s no secret that Holly Madison’s breasts are her money makers and the source of her hefty paychecks. So it’s also not a big surprise that she chose to insure this body part for $1. She made a statement saying, “I’ve heard about people getting body parts insured and I thought, why not?, because if anything happened to my boobs, I’d be out for a few months and I’d probably be out a million dollars, “I thought I’d cover my assets.”

Holly Madison

Holly Madison, $1 Million

Jennifer Lopez, $27 Million

Jennifer Lopez, also famously recognized by the nickname J-Lo, is known for her pristine singing and acting skills, but she’s also easily identified by her famous backside. For this reason, J-Lo didn’t want to take any risks when it came to an accident. She insured this famous body part for $27 million!

Jennifer Lopez

Jennifer Lopez, $27 Million

Jimmy Durante, $50,000

Jimmy Durante has a nose that can be recognized anywhere, so it’s really not so surprising that he’d want to protect his most important feature at all costs. After all, most of the success of advertising campaigns that he was part of, depended on his famous nose. For this reason, he decided to insure his nose for a cool $50,000.

Jimmy Durante

Jimmy Durante, $50,000

Kim Kardashian, $21 Million

This shouldn’t come as a surprise to anyone. All of the Kardashian sisters, but most iconically Kim, are known for their bum. This is Kim’s most identifiable body part and, let’s be honest, one of the biggest reasons why she’s so famous, so it’s not shocking that she wants to protect her body.

Kim Kardashian

Kim Kardashian, $21 Million

Jennifer Love Hewitt, $5 Million

Jennifer Love Hewitt supposdly insured her breasts for $5 million. The American actress, singer and producer got her start as a child actress on the Disney TV show Kids Incorporated. She has appeared in over 40 TV shows and movies, her most notable: Ghost Whisperer and The Client List.

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Jennifer Love Hewitt, $5 Million

Kylie Minogue, $5 Million

Singer Kylie Minogue claims that her backside is an essential part of her on-stage performances, alas, she has ensured the body part for $5 million. She said that since this body part is such an important part of her singing performance, she didn’t want to take any risks.

Kylie Minogue

Kylie Minogue, $5 Million

Madonna, $2 Million

Madonna, known by some as “The Queen Of Pop”, insured her breasts for a small amount of $2 Million. Why, you might ask? Because they were so famous and valuable that if something were to ever happen to them, her image and her career would never be able to recover from it.

Madonna

Madonna, $2 Million

Tina Turner, $3.2 Million

Famous singer and actress Tina Turner is taking no risks when it comes to injuries on her body parts. In fact, she decided to insure her legs for $3.2 million just in case anything were to ever happen to them. She’s not the only celeb to do this, in fact, many celebs did the same thing.

Tina Turner

Tina Turner, $3.2 Million

Angie Everhart, $1 Million

There’s a funny story behind this one; it wasn’t actually Everhart’s decision to insure her long legs, but it actually happened back in the 90’s when she had a paid partnership with Schick razors. The company made a joke about the fact that they insured her legs, but later on they realized people took it seriously, so they did just that: took out a $1 million insurance policy on Angie Everhart’s legs!

Angie Everhart

Angie Everhart, $1 Million

Ben Turpin, $25,000

This comedian is not only known for his hilarious jokes, but he’s just as famously known for the fact that he is cross-eyed! Because this physical trait makes him a lot of money, he decided it was a good idea to take out a $25,000 insurance policy on his eyes, which becomes eligible for a payout if his eyes become un-crossed.

Ben Turpin

Ben Turpin, $25,000

Brooke Shields, Undisclosed

Though actress Brooke Shields is a huge and quite vocal advocate for making sure everyone has their own life insurance policies, she refuses to disclose the amount in which she insured her money-making legs for. We do know they are insured for some amount of money, though.

Brooke Shields

Brooke Shields, Undisclosed

Celine Dion, $11.5 Million

This incredible singer knows where her money comes from, so it’s no surprise to us that she decided it was a safe idea to insure her carefully-protected voice for $11.5 million! Dion didn’t want to take any risks with anything happening to her, so she decided to cover all of her bases.

Celine Dion

Celine Dion, $11.5 Million

Dolly Parton, $600,000

Once again, these celebs really know where their money comes from. Even though Dolly Parton is extremely famous for her greatly-skilled singing voice, it’s no secret that she’s also well-known for her body. Her breasts are insured for $300,000 each, making the total insured body parts $600,000.

Dolly Parton

Dolly Parton, $600,000

Bette Davis, $500,000

In the 1940s when Bette Davis’ career was really at its peak, she insured her waist, yes, her waist, for $28,000. In today’s money, that worth would be the equivalent of $500,000! She did this in case she lost her job in the event of a weight gain or loss of shapeliness, but in today’s society, she’d surely get more than a $500,000 payout if she was fired over her body shape.

Bette Davis

Bette Davis, $500,000

Nicki Minaj, $27 Million

Nicki Minaj is one of those people that you either love or know nothing about when it comes to her music, but when it comes to her bum, it’s pretty rare for someone to not recognize her from a photo. Because of this, it’s not a surprise that she decided to insure this precious body part for $27 million.

Nicki Minaj

Nicki Minaj, $27 Million

Jamie Lee Curtis, $2.8 Million

In the 70s and 80s Jamie Lee Curtis was a household name, and she was becoming more and more of a hot commodity. As her stardom began to explode, so did the appeal of her body parts. In 1996, L’eggs chose Jamie Lee Curtis to be their pantyhose spokesperson, and wanting to protect their spokesperson’s assets, they chose to insure her legs!

Jamie Lee Curtis

Jamie Lee Curtis, $2.8 Million

David Lee Roth, $1 Million

David Lee Roth, being a mega superstar in the 80s as a member of the rock band Van Halen, knew that he couldn’t take any chances when it came to his love life. It’s a common stereotype, though sometimes accurate, that rockstars love to have women on each arm, and Roth knew that should anything accidentally happen with one of these women, he’d be insured in any paternal cases.

David Lee Roth

David Lee Roth, $1 Million

Taylor Swift, $40 Million

This international country-turned-pop star has some long and gorgeous legs, so it’s no surprise that she’d do whatever she can to protect them. It’s rumored that Taylor Swift insured her legs for a big sum of $40 million. With legs like those, we don’t blame her for keeping them safe.

Taylor Swift

Taylor Swift, $40 Million

Oliver Lewis, $1 Million

Oliver Lewis doesn’t have much in the way of a back-up plan if something were to happen to his fingers, as you can’t really play violin very easily without fingers, so it seems like a wise choice that he insured these 10 little body parts for $1 million.

Oliver Lewis

Oliver Lewis, $1 Million

Rachel Hunter, $1 Million

This former lingerie model was protecting her most valuable body parts when she made this decision. The model insured her legs for $1 million, which makes sense. You can’t quite as easily strut your stuff down the runway if you have injured legs, so if anything were to happen to her she knew she wanted to be covered.

Rachel Hunter

Rachel Hunter, $1 Million

Shirley Maclaine, $25 Million

This one definitely tops the list as most unique… and least likely to happen. This famous actress insured not a specific body part, but actually, her entire body, for $25 million! She didn’t do this in case of injury, but rather, in case she got abducted by an alien. We just have one question: if you get abducted by an alien, how do you go about receiving that insurance payout?

Shirley Maclaine

Shirley Maclaine, $25 Million

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